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Five sections. Nothing else.

Day pages

Each renewal date gets a page with what renews and on what cycle.

Month index

A contents page listing the month at a glance.

Pencil notes

Reminders 1, 3 or 7 days ahead, by email or push.

Margins

Jot who uses it, or that you mean to review it.

Tear out

Delete a subscription when you stop it with the provider.

UPI AutoPay

Write a mandate in like any renewal. Pausing or revoking it happens in your own UPI app — Kagaz Trust has no link to UPI or banks.